445 Cliffs Ridge Drive
Toccoa, GA 30577

3 Waterfront Homes PLUS 1 more buildable lot. Includes 1 finished home, 2 homes that need some construction completed on 5 parcels that can be subdivided. Create your own residential community or live in your own home and rent out or sell off the rest. Or make this 3-4 homes in your rental portfolio. Another option is to use a design/build plan to combine the 2 homes connected by a retaining wall and patio and turn into a larger 8-10 bedroom home. A true investment opportunity abounds here in North Georgia facing the Tugaloo Channel of Lake Hartwell in charming Toccoa, Georgia. This is perfect for the opportunistic investor, builder, developer or someone choosing to buy and hold. The finished home is an active income generating short-term rental/Airbnb and the 2 additional, partially finished homes plus one buildable lot are on over 1 acre of waterfront land. This location is unbeatable. Follow the stairs down to a large, covered dock with a boat slip and racks for kayaks. And you are sure to catch some fish in this area off the dock or on the water. A great waterway for paddlers, as well! The finished home features 3 levels of living and multiple outdoor spaces to enjoy the wildlife all around you. Not only is this property tucked away and very quiet as you enjoy nature's calling from the wraparound porch, there is a massive patio between 2 of the homes with a firepit. It is even more serene at the dock where there is no other home in view! Inside enjoy the outside with a generous amount of natural light and seasonal views of the trees and the water from the windows at the loft level down to the main level. Vaulted ceiling and open concept. The floor plans on all 3 homes are very similar and 2 of the unfinished homes can still be modified to fit your design ideas. The finished home features 2 kitchens, 3 private bedrooms and one loft that acts as an additional full bedroom plus living area combined. This home has built-in movie theater seating and sound system. 3 living spaces make this home an ideal way to spread out on all levels. The electric insert for the stone fireplace makes gathering in the open living/dining/kitchen area cozy and safe. Main level owner's suite also has a separate, exterior entrance with easy 2 steps up. The opportunity to further modernize this finished home to your liking allows for many options, and the 2 unfinished homes can be completed with the option to build yet 1 more home on the vacant buildable lot. This waterfront property area of Toccoa is close to the wonderful historic downtown Toccoa restaurants, galleries, and shops, includes a stop on the Amtrak Crescent Line, is very close to the Currahee Country Club and Golf Course, Toccoa Falls College, Tallulah Gorge State Park and many other waterfalls and trails. The Tugaloo River Water Trail, vineyards, wineries, local farms and tours and close by access to other outdoor recreational areas and parks like Lake Hartwell and its marinas, Lake Toccoa and the Links Golf Course, Toccoa Park, etc. This property and location is suitable for a long term investment or turning it around to make your profit after renovations. The Corps of Engineers will allow this land to have one more permittable dock for lots 8(empty sliver of a lot) and 9 (with structure) combined. This property will require a commercial loan, cash, or hard money loan, not conventional loan, as it includes multiple homes and multiple parcels. For an excellent Georgia Commercial lender: Pat Walsh, VP with Tandem Bank. Pat@tandem.bank and 404-358-4225 Listing agent is also co-owner. This is listed in the Residential Income category on GaMLS #10310414